Many people are forced to wait months to find out if they are approved for Social Security disability benefits. After such a long wait, the people who are approved are eager to finally start receiving their benefits. But, many people aren’t sure what day of the month they should expect to receive their benefits.
When will your check arrive? The answer to this question depends on whether you are approved for Supplemental Security Income (SSI) or Social Security Disability Insurance (SSDI) benefits. Here’s when you should expect your check every month:
When Will You Receive SSI Benefits?
SSI benefits are paid on the first of the month. However, the first of the month sometimes falls on a weekend or federal holiday. In this event, you will receive benefits on the first banking day before the weekend or holiday.
For instance, if the first of the month falls on a Sunday, you should receive benefits on Friday instead. If Friday is a holiday, you will receive benefits on Thursday.
When Will You Receive SSDI Benefits?
The rules are different for SSDI benefits. If you were approved prior to 1997, you will receive your monthly benefits on the third of every month. But, the same rules apply when it comes to weekends and federal holidays. If the third of the month falls on one of these days, you will receive your check the day before instead.
A different set of rules apply to those who were approved for benefits after 1997. The SSA uses birthdates to determine when payments are made to these individuals every month.
If your birthday falls between the 1stand 10thof the month, you should expect your check to arrive on the second Wednesday of each month. For example, if your birthday is February 4th, you should receive a check on the second Wednesday of every month.
People who were born between the 11thand 20thof the month should receive their benefits on the third Wednesday of the month. Finally, the people who were born between the 21stand 31stwill receive benefits on the fourth Wednesday of each month.
The rules are complicated. Instead of trying to remember each of these rules, mark the date you should receive your benefits every month on a calendar. This will make it easier for you to keep track of when your benefits should arrive.
If you are unable to work due to a disability, contact the experienced attorneys at Armstrong Law Firm at once. We will assist you with every step of the application and appeals process to ensure you are awarded the benefits you deserve. Call us at (918) 582-2500 or toll-free at (800) 722-8880 or complete the simple form below for a free consultation with a skilled attorney.
FAQs
1. When will I receive my SSI benefits each month?
SSI benefits are typically paid on the first day of each month. If the 1st falls on a weekend or federal holiday, you’ll receive your payment on the business day before (e.g., Friday if the 1st is a Sunday).
2. What if I receive SSDI benefits—when will my check arrive?
If you were approved for SSDI before 1997, you’ll receive benefits on the 3rd of every month (or the business day before if the 3rd falls on a weekend or holiday). If you were approved after 1997, your payment date depends on your birthdate.
3. How does my birthdate affect my SSDI payment date?
If your birthday falls between:
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1st–10th: Payment arrives the second Wednesday of the month
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11th–20th: Payment arrives the third Wednesday
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21st–31st: Payment arrives the fourth Wednesday
4. What should I do if my payment doesn’t arrive on time?
First, check if there’s a weekend or holiday delay. If not, you can contact the Social Security Administration or check your My Social Security online account. If delays continue, an attorney may be able to help.
5. Can an attorney help me get SSDI or SSI benefits faster?
While no one can speed up the SSA’s process, an experienced attorney can help you submit a strong, complete application, reduce the chance of denial, and guide you through appeals to minimize delays in getting approved.