Workplace injuries can be a frightening and stressful ordeal. Beyond the physical damage and recovery, there’s also the question of who will pay for the time you need to recover. It’s common for those injured at work to feel lost and unsure about their options. In this blog post, we’ll deeply dive into workers’ compensation benefits, who pays for them, and how to navigate the process to ensure you get the pay you deserve.
Insurance Pays Workers’ Compensation Benefits
First, it’s important to know that your employer does not pay for your workers’ compensation benefits—the insurance company does. This can be a common misunderstanding, leading to confusion and breakdowns in communication. If you work for a company with more than one employee and are injured on the job, you are most likely entitled to workers’ compensation benefits. These benefits are meant to help cover medical expenses and lost wages while you recover.
It’s important to understand that simply being injured at work does not automatically grant you benefits. You must provide evidence to prove that your injury occurred on the job and that it has prevented you from returning to work. If you need more clarification about your eligibility for benefits, it’s recommended that you seek the guidance of a lawyer or experienced workers’ compensation specialist.
It’s also important to note that the physician selected by the insurance company treating you will provide medical directions on the treatment you should receive. You must follow their instructions and attend all appointments and therapies. Failure to do so could jeopardize your claim and potentially lead to the denial of benefits.
Another thing to remember is that if you’re found working at another job while receiving total temporary disability benefits, you could be accused of fraud and face the possibility of losing your benefits. Being transparent and honest about your work activities while recovering is important.
Workers’ Compensation Process Can Be Confusing
Navigating the workers’ compensation process can be daunting, especially if you’ve never dealt with it. You don’t have to do it alone, though. Seek the guidance of a qualified lawyer or workers’ compensation specialist who can assist you with your claim and help you get the benefits you deserve.
Suffering from an injury at work is never easy. It can be even more overwhelming when you add the stress of worrying about lost wages and medical bills. Hopefully, this blog post has helped you understand who pays for workers’ compensation benefits and what you need to do to qualify for them. Remember that you are entitled to these benefits if you were injured on the job, and don’t hesitate to seek out the help of a qualified professional to guide you through the process.
Work with an Experienced Workers’ Compensation Lawyer
When you become injured at work, you need an experienced Tulsa Workers’ Compensation Lawyer in your corner. The Armstrong Law Firm PLC provides seasoned, knowledgeable, and compassionate counsel and legal representation for injured Oklahoma workers to help them get the benefits they deserve under the law. Contact us today at (918) 582-2500 or complete the contact form online to request a free consultation.